Awful. So much fraud protection in use that you can’t even shop for groceries without having to approve it. Humiliating embarrassing. Declined over and over due to fraud protection. When it’s a hassle to buy my own food with my own money it’s a big NO. I’m pulling my money out tomorrow.

Do not deal with Wells Fargo Credit card. No fraud protection whatsoever. Basically I disputed transaction, proved that merchant received the item back. After 8 weeks they mailed me a decline letter. I will surely close my account. Online you can see the wells fargo bank scandal opening fraudulent accounts of its clients without their consent.